LOCAL GUIDANCE, CLOSE TO HOME
Richmond continues to grow as part of the Fort Bend corridor, bringing new homes, vehicles, businesses, responsibilities, and insurance questions with it.
Echevarria Agency is based nearby in Katy and helps Richmond-area families and business owners understand their Personal and Business Insurance options with clear explanations, responsive service, and real people behind the relationship.
Whether you recently bought a home, added a vehicle or driver, started a family, grew a business, or simply want another look at insurance you already have, start with what changed.
Need new coverage?
Request a QuoteAlready insured?
Review My Current CoveragePrefer to talk? Call 281-697-6215.
A locally rooted team serving Richmond from our physical office in Katy.
Guidance for households, professionals, contractors, entrepreneurs, and growing businesses.
Bilingual assistance is available through members of our team.
Local relationships backed by statewide service where eligibility and underwriting allow.
A BROADER FORT BEND COMMUNITY
Richmond’s local market reaches beyond the municipal boundaries.
Many families, homeowners, professionals, contractors, and business owners throughout the surrounding Fort Bend area use Richmond mailing addresses.
That creates a community with very different insurance needs.
The city name may be the same.
The insurance conversation may be completely different.
Insurance should reflect the household or business—not a generic idea of what a “Richmond customer” looks like.
FOR RICHMOND-AREA HOUSEHOLDS
Homes, vehicles, family responsibilities, liability, and long-term planning can create overlapping insurance questions.
Echevarria Agency helps eligible Richmond-area customers explore Personal Insurance based on their actual circumstances.
Our team can help eligible Richmond-area drivers understand available Auto Insurance options and what sits behind the premium.
Explore Auto InsuranceFor many Richmond-area families, the home is one of their largest financial commitments.
A Homeowners Insurance conversation may involve the property, personal belongings, liability, deductibles, recent changes to the home, existing coverage, and other available options.
Availability varies by property characteristics, location, carrier appetite, eligibility, underwriting, and other applicable requirements.
Explore Homeowners InsuranceFlood Insurance deserves a separate conversation from standard Homeowners Insurance. Available options depend on the property, location, applicable program or carrier, eligibility, and policy requirements.
Explore Flood InsuranceMarriage, homeownership, children, career changes, larger financial responsibilities, or starting a business can all create reasons to revisit Life Insurance.
Explore Life InsuranceGrowing assets, vehicles, property, and responsibilities can create reasons for eligible households to discuss additional personal liability protection.
Explore Umbrella InsuranceWHEN THE HOUSEHOLD CHANGES
Some Auto Insurance changes are obvious. Others happen gradually.
If your household has changed, it may be worth checking whether the insurance still reflects the vehicles and drivers you have today.
Review My Auto InsuranceYOUR HOME CHANGES TOO
You may have purchased Homeowners Insurance when you first bought the property.
Since then, you may have renovated, accumulated more belongings, changed how the home is used, or simply gone several years without another review.
A review does not automatically mean the current policy is wrong.
It gives you an opportunity to ask whether the insurance still reflects the property you have today.
WHEN THINGS CHANGE
Life and business rarely stay exactly the same.
The question is not whether something is automatically wrong.
The better question is:
Does your insurance still reflect the life or business you have today?
FOR RICHMOND-AREA BUSINESS OWNERS
Richmond and the broader Fort Bend area include contractors, professional firms, service businesses, retailers, entrepreneurs, and growing companies with very different commercial insurance needs.
Our Business Insurance approach starts with the company itself.
For eligible work trucks, service vans, company vehicles, and other vehicles used as part of business operations.
Explore Commercial Auto InsuranceCommercial liability considerations based on business operations, customer interactions, contracts, and available policy options.
Explore General Liability InsuranceCoverage considerations for eligible buildings, equipment, inventory, contents, and other physical business property.
Explore Commercial Property InsuranceA potential packaged solution for eligible small and midsize businesses that may combine certain property and liability coverage.
Explore Business Owner’s Policy InsuranceBUILT AROUND THE OPERATION
Contractors can have several insurance needs working together.
That is why Contractor Insurance should not be reduced to one generic policy.
Depending on the operation, conversations may include General Liability, Commercial Auto, Commercial Property, Business Owner’s Policy eligibility, tools and equipment, Workers’ Compensation considerations, and other available Business Insurance options.
GROWTH CHANGES THE CONVERSATION
A company can look very different today from when its insurance was first arranged.
Those changes can create reasons to take another look.
Review My Current Business InsuranceREAL OWNERS BEHIND THE RELATIONSHIP
Personal Insurance & Customer Experience
Melissa helps lead Echevarria Agency’s Personal Insurance operation and overall customer experience.
Her approach centers on listening, explaining options clearly, and helping customers feel comfortable asking questions.
For Richmond-area families, that means having a nearby agency relationship that can continue as homes, vehicles, families, and responsibilities change.
Meet Melissa Echevarria
Business Insurance & Operations
Cisco brings 15 years of prior business ownership experience in the trucking industry to the agency’s commercial approach.
His goal is to understand how the business operates before discussing which insurance conversations may be relevant.
Meet Francisco EchevarriaCLEAR COMMUNICATION MATTERS
Insurance conversations should be understandable.
Echevarria Agency has team members who can assist customers in English and Spanish for applicable Personal Insurance and ongoing service needs.
Bilingual support comes from real people on the agency team—not simply translated website text.
Meet Our Insurance Team
Customer Service & Retention Specialist
WHAT CUSTOMERS VALUE
Melissa and her team were friendly, professional, and easy to work with. They took the time to explain my coverage options, answered all of my questions, and made the process simple. I never felt pressured...
KNOW WHERE TO FIND US
Echevarria Agency serves Richmond-area customers from our physical office in Katy.
Contact Echevarria AgencyWe do not maintain a separate physical office in Richmond.
Richmond is one of the Fort Bend communities served by our Katy team.
A SIMPLE PLACE TO BEGIN
New home, vehicle, driver, family change, business growth, renewal, or questions about current insurance? Start with the reason you are looking.
Different types of insurance require different information. Our team can explain what is needed.
Availability, eligibility, limits, pricing, coverage, and approval depend on the customer, property, business, policy, carrier, and underwriting.
Understand what you are comparing, ask about anything that needs clarification, and then decide how you want to move forward.
COMMON QUESTIONS
Yes. Echevarria Agency serves eligible individuals, families, and businesses throughout Richmond, the broader Fort Bend area, and across Texas. Our physical office is located in Katy.
Our office is located at 26717 Westheimer Pkwy, Suite 1302, Katy, TX 77494. We serve Richmond from our Katy office and do not maintain a separate Richmond location.
Yes. Eligible Richmond-area residents can discuss Auto Insurance with the Echevarria Agency team. Available coverage, eligibility, and pricing depend on vehicles, drivers, selected coverage, carrier requirements, and underwriting.
Explore Auto InsuranceOur team can discuss available Homeowners Insurance options for eligible Richmond-area properties. Availability varies based on property characteristics, location, carrier appetite, eligibility, underwriting, and other applicable requirements.
Explore Homeowners InsuranceYes. Echevarria Agency can discuss available Flood Insurance options with eligible customers. Exact availability depends on the property, location, applicable program or carrier, eligibility, and policy requirements.
Explore Flood InsuranceYes. Echevarria Agency serves eligible businesses throughout Texas. Business Insurance conversations may include Commercial Auto, General Liability, Commercial Property, Business Owner’s Policies, Contractor Insurance, and other available commercial options.
Explore Business InsuranceYes. Contractors are an important commercial audience for Echevarria Agency. We can discuss insurance considerations involving liability, vehicles, tools, equipment, property, employees, contracts, and other aspects of the operation.
Explore Contractor InsuranceYes. You do not need to decide to switch insurance before requesting a review. We can begin with what you currently carry, discuss what has changed, and identify questions worth exploring.
Learn About Our Coverage Review ProcessSTART WITH A CONVERSATION
Life and business rarely stand still.
Your insurance deserves an opportunity to be reviewed as those circumstances change.
Tell us what changed and what you are trying to protect.
We will start there.
Prefer to talk? Call Echevarria Agency at 281-697-6215.
