Personal Insurance
Explore coverage for your home, vehicles, family, and the life you are building.
Explore Personal Insurance5-STAR RATED ON GOOGLEAWARD-WINNING AGENCY
Insurance Agency in Katy, TX for Families and Businesses
Insurance guidance should feel personal, clear, and built around what matters to you. Our Katy team helps Texas families and business owners understand their options, starting with a conversation.
- We learn what you need.
- We explain your options.
- We answer your questions.
- We make the next step simple.
Prefer to talk? (281) 697-6215
Real people. Right here in Katy.
Agency owners Melissa & Francisco “Cisco” Echevarria and their team.
Local Insurance. Real People. Texas Reach.
5.0 Rating
58+ Google Reviews
Built on customer relationships, communication, and service.
Community Choice
Best of Katy Recognition
Recognized in Property & Casualty Insurance and Life Insurance.
Comprehensive
Personal + Business Insurance
One local agency serving Texas households and business owners.
Direct Access
Owner-Led in Katy
Melissa and Cisco are personally invested in the experience behind the Echevarria name.
What would you like to protect?
Find insurance guidance for your household or your business.
Business Insurance
Explore coverage for your business, property, vehicles, and the people who help it run.
Explore Business InsuranceInsurance Is About More Than a Policy
Insurance is part of bigger life and business decisions — not just paperwork, pricing, or checking a box. At Echevarria Agency, we start by understanding what you’re protecting, what has changed, and where you need clarity. Then we explain your options in straightforward language so you can make an informed decision with confidence.
Our goal isn’t simply to give you a quote. It’s to be a local team you can call as life changes — whether you’re buying a home, adding a driver, growing your family, or building a business. Melissa, Cisco, and our team are here to provide responsive service, honest guidance, and long-term support.
- Clear Explanations
- Responsive Service
- Long-Term Support
Personal Insurance
Personal Insurance for the Life You’re Building
Your home, vehicles, family, and future are connected. We help you understand how each policy fits together so you can make confident decisions without sorting through insurance jargon on your own.
Home & Property
Protect the home you own or rent and plan for risks that deserve their own conversation.
Auto & Vehicles
Get clear guidance for the vehicles, drivers, and coverage decisions that shape everyday life.
Life & Future
Consider the people, assets, and long-term responsibilities you want to help protect.
More Coverage Support
More Ways We Can Help Protect What Matters
Revisit your protection as your household, property, vehicles, or responsibilities change.
Not Sure Which Coverage Fits Your Life?
Start with a conversation. Our Katy team will listen, explain your options, and help you identify where additional protection may make sense.
Commercial & Enterprise Risk
Business Insurance With a Business Owner's Perspective
Running a business changes the way you look at risk. Francisco “Cisco” Echevarria understands that firsthand.
15 Years in the Trucking Industry
Before helping lead Echevarria Agency, Cisco spent 15 years as a business owner.
He understands what it means to manage operations, vehicles, equipment, employees, customers, growth, and the daily responsibility that comes with having other people depend on the company you are building.
That experience influences the way Echevarria Agency approaches Business Insurance. We do not want the first question to simply be: “What policy do you need?”
We want to understand how your business works. Those answers help create a more useful insurance conversation.
Questions We Start With:
What do you do?Where do you operate?Do you have employees?Vehicles?Equipment?Property?Contracts?Customers?What has changed as your company has grown?
Business Insurance Conversations May Include
Customized coverage strategies built around the real demands of Texas enterprises.
Commercial Auto Insurance
Coverage considerations for vehicles used in your business operations, fleet transport, and employee driving.
General Liability Insurance
Liability protection considerations for businesses facing everyday operational risks, customer visits, and third-party claims.
Business Owner's Policy (BOP)
A common starting point for eligible small and mid-sized businesses that may need multiple types of essential protection combined.
Commercial Property Insurance
Coverage considerations for business property, equipment, inventory, specialized tools, and physical physical assets.
Workers' Compensation
Insurance considerations for businesses with employees and workplace injury or illness exposures.
Contractor Insurance
Business insurance conversations designed around the realities contractors face, including vehicles, equipment, job sites, liability, employees, and contract requirements.
Cisco's Goal is Straightforward:
Understand the business before recommending insurance. If you have spent years building your company, your insurance conversation should reflect that.
Local Leadership
Meet the People
Behind Echevarria Agency
Echevarria Agency is not a faceless insurance website. There are real people behind the name.
Husband-and-Wife Agency Owners
Their story began long before insurance.
They met while working together at UPS in Chicago in 2000. They have since built a marriage, raised three children, moved from Chicago to Texas, become grandparents, built businesses, and established deep roots in Katy.
Melissa & Francisco “Cisco” Echevarria
Agency owners · Katy, Texas
Melissa Echevarria
Agency Owner
Melissa focuses heavily on Personal Insurance, customer relationships, service, agency leadership, and the details that shape the customer experience.
“Melissa is naturally detail-oriented and relationship-focused.”
Francisco “Cisco” Echevarria
Agency Owner
Cisco focuses on Business Insurance, operations, systems, technology, strategic growth, and building relationships with business owners.
“Cisco naturally sees the bigger picture and looks for ways to improve systems and move the organization forward.”
Those differences create balance. And the values they share create direction.
Those values helped build their family. Now they are helping shape the agency that carries their name.
- Faith
- Trust
- Honesty
- Loyalty
- Commitment
- Hard work
- Keeping your word
Speak directly with Melissa, Cisco, or our licensed team.
The Echevarria Difference
Why Choose Echevarria Agency?
There are plenty of places to get an insurance quote. We believe the difference is what happens around the quote.
01Clear Explanations
Insurance terminology can become complicated quickly. Our team works to explain your options in language that makes sense so you can ask better questions and make more informed decisions.
02Personalized Guidance
Your household or business is not exactly like anyone else’s. We want to understand what you are trying to protect before discussing recommendations.
03Responsive Service
When you have a question, you should know there are real people you can contact. Our goal is to respond promptly during normal business hours and help get your question to the appropriate member of the team.
04Long-Term Relationships
Insurance needs change. Families grow. Businesses expand. Vehicles change. Homes are purchased. Employees are hired. We want Echevarria Agency to be a resource you can continue calling as those changes happen.
05Owner-Led Accountability
Melissa and Cisco are personally invested in the reputation attached to the Echevarria name. The way customers are treated matters to them. That accountability helps shape the culture of the entire agency.
Simple & Transparent Guidance
A Better Way to Start an Insurance Conversation
You do not have to understand every coverage before contacting us.
You do not have to know which limits you need. You do not have to arrive with every answer.
Start with what you know. We will help with the rest.
Tell Us What You Need Help With
Choose Personal Insurance or Business Insurance and tell us what you want to review.
Talk With a Licensed Insurance Professional
A licensed agent will learn more about your situation, answer questions, and collect the information needed to explore available options.
Review Your Options
We explain the available coverage options and recommendations so you can better understand what you are considering.
Stay Connected as Things Change
Our relationship does not have to stop after a policy is issued. Our team remains available for policy changes, questions, ongoing service, and future coverage reviews.
Recognition We’re Proud to Have Earned
From local customer feedback to industry recognition, these milestones reflect the relationships and service our team works to deliver every day.
58+ Google Reviews
5.0-Star Average
Best of Katy
Property & Casualty Insurance Recognition
Best of Katy
Life Insurance Recognition
Farmers Prime Agency
Agency Recognition
Farmers Topper Club
Producer Recognition
Farmers Blue Vase Award
Service Recognition
WHAT MATTERS MOST
Awards Matter. How We Treat People Matters More.
We’re proud of the recognition Echevarria Agency has earned, but Melissa and Cisco measure success differently: Did we listen? Did we explain things clearly? Did we respond when someone needed us? Did we treat the customer with respect? Did we give them a reason to feel comfortable calling us again? And did we provide a clear path forward?
That is the reputation Echevarria Agency wants to keep building.
Local Coverage & Statewide Reach
Serving Katy and Communities Across Texas
Katy is the center of our agency and our local service strategy. But our reach extends throughout Texas.
As Echevarria Agency continues to grow, we are building deeper relationships in communities surrounding Katy and throughout the Fort Bend area.
Select a Key Community:
TX
Katy, TX
Home Market & Agency CenterOur home market and the center of Echevarria Agency. Located at 26717 Westheimer Pkwy, serving Old Katy, Katy Mills, and the wider Katy area.
Focused Insurance Capabilities:
Local physical office
Fast in-person consultations
Deep community roots
Licensed to Serve Customers Throughout Texas
And because Echevarria Agency is licensed to serve customers throughout Texas, you do not have to live around the corner from our Katy office to build a relationship with our team.
Insurance Guidance That Grows With You
Your insurance needs today may not be your insurance needs five years from now. That is normal.
As life changes
- The house may change.
- The vehicles may change.
- The family may change.
- The business may change.
- The responsibilities may change.
What should not change is having someone you can call when you need help understanding what comes next.
That is what Melissa, Cisco, and the Echevarria Agency team are working to build. Not simply a place to purchase an insurance policy.
A Relationship.
Built on mutual trust
A Resource.
Answers when questions arise
Texas Partner.
Here for your next chapter
And an agency that intends to be here as the people and businesses it serves continue moving forward.
Start Your Conversation
Let's Start With What You Need
Whether you need Personal Insurance for your family or Business Insurance for the company you are building, the first step is simple.
Tell us what you need help with. We will start the conversation from there.
Direct Contact
Prefer to talk with someone?
Call Echevarria Agency directly to speak with an experienced insurance advisor.
Call Our Katy Office(281) 697-6215
Echevarria Agency:26717 Westheimer Pkwy, Suite 1302Katy, TX 77494Serving customers throughout Texas
Office Hours:Mon – Fri: 8:30 AM – 5:30 PMEvenings & Weekends by Appointment
The Echevarria Promise
“We explain coverage in straightforward language. No gimmicks, no rushed decisions.”