“She did not rush me.”
Melissa is such a caring person. She worked very hard with me to quote me a rate that would work for me. She did not rush me, instead she took her time comparing my present insurance with Farmers.
LOCAL GUIDANCE. REAL PEOPLE.
Personal Insurance Made Clear for the Life You’re Building
Your home, vehicles, family and belongings deserve more than a one-size-fits-all conversation. Tell us what you’re protecting—or what has changed—and our local team will help you understand your insurance options clearly.
Need new coverage?
Get a Personal QuoteAlready insured?
Review My CoverageYou don’t have to be ready to switch insurance to request a coverage review.
Prefer to talk? Call 281-697-6215
Auto + Home + Life & More
One agency for multiple personal insurance conversations.
English & Spanish Support
Bilingual team members available to help customers communicate clearly.
Owner-Led in Katy
Personal insurance centered on relationships, education and service.
Serving Customers Across Texas
Local Katy relationships with statewide reach.
What Customers Say
“Always going the extra mile.”
Melissa consistently provides prompt, professional, and courteous service each and every time. Always going the extra mile to ensure I understand each of my policy coverages.
WHEN LIFE CHANGES
Has Something Changed Since You Last Reviewed Your Insurance?
Insurance questions often start with a change in life—not with a policy name. If something in your household, property, vehicles, or responsibilities has changed, it may be worth taking another look at your coverage.
Bought a Home
Review the insurance conversations that can come with a new property.
Added a Driver
Talk through changes involving vehicles, drivers, and household risk.
Got Married
Bring multiple insurance needs into one broader conversation.
Started a Family
Review changing responsibilities and future protection needs.
Bought Another Vehicle
Discuss your current auto coverage and what has changed.
Haven’t Reviewed Coverage Recently
Start with what you already have and the questions you want answered.
You do not have to be ready to switch insurance to request a coverage review.
Your Policies Work Together
Personal Insurance can be easier to understand when related policies are reviewed as part of a bigger picture.
Auto + Home
Reviewing household Auto and Homeowners Insurance together can help identify questions that may be missed when each policy is considered on its own.
Home + Flood
Both relate to protecting property, but they should not automatically be treated as if they address the same risks.
Auto/Home + Umbrella
Vehicles, property and liability exposure can all be relevant when discussing whether additional personal liability protection deserves consideration.
Life Insurance + Life Changes
Marriage, children, homeownership and changing financial responsibilities can all create reasons to revisit a Life Insurance conversation.
The goal isn't to assume every household needs every product. It's to understand the bigger picture: what are you protecting, and has anything changed?
ALREADY INSURED?
You Don’t Have to Start Over
You can already have insurance and still have questions.
- Maybe your policies are renewing.
- Maybe your family changed.
- Maybe you purchased something new.
- Maybe you are not sure what a certain coverage means.
- Or maybe you simply have not reviewed everything in a while.
You do not have to decide you are switching insurance before having a conversation with Echevarria Agency.
We can start with what you already have.
A Coverage Review May Include:
- Changes in your household
- Vehicles or drivers
- Property changes
- New financial responsibilities
- Existing deductibles
- Current limits
- Questions about coverage
- Life changes
- Areas that may deserve additional discussion
The purpose is not to assume something is wrong. It is to determine whether anything has changed.
Learn About Our Coverage Review ProcessLooking for Another Type of Personal Insurance?
Not every Personal Insurance need fits neatly into one of the six categories above.
You do not need to figure out the exact policy name before contacting us. Tell us what you own, what has changed, or what you are trying to protect, and our team can help determine which conversation makes sense next.
Talk With Our Personal Team
RELATIONSHIP-FIRST INSURANCE GUIDANCE
Personal Insurance Led by People Who Take Time to Listen
Melissa Echevarria
Agency Owner | Personal Insurance & Agency Leadership
Melissa Echevarria helps lead Echevarria Agency’s Personal Insurance operation, customer relationships, agency leadership, and overall customer experience.
Her approach starts with listening.
Customers should feel comfortable asking questions and should leave an insurance conversation understanding more than they did when it began.
That means explaining available options clearly, taking time to understand the person, avoiding unnecessary pressure, and building a relationship that can continue as life changes.
Meet Melissa EchevarriaA Personal Insurance Team You Can Actually Know
Insurance should not feel like sending information into a system and hoping someone responds. Echevarria Agency has real people focused on helping individuals and families.
Calvin Watson
Sales Producer
Calvin helps customers discuss their insurance needs, explore available coverage options, and take the next step toward a quote. English.
Darrien Stallworth
Sales Producer
Helps individuals and families explore Personal Insurance and understand available coverage options.
Adedamola Adeseye
Sales Producer
Supports customers exploring Auto, Homeowners, Renters, Condo, Umbrella, Life, and other Personal Insurance needs.
Marylu Simental
Customer Service & Retention Specialist
Supports policy changes, renewals, billing questions, account updates, coverage reviews, and ongoing service.
Different roles. One goal.
Help customers feel heard, informed, and taken care of.
ENGLISH & SPANISH SUPPORT
Prefer to Discuss Insurance in Spanish?
Hablamos Español
Important insurance conversations should happen in a language the customer can understand comfortably.
Echevarria Agency has team members who can assist Personal Insurance customers in both English and Spanish.
Bilingual support is not simply translated website content. There are real people behind it.
Talk With Our Spanish-Speaking TeamCUSTOMER EXPERIENCES
What Customers Say About Working With Us
“She did not rush me.”
Melissa is such a caring person. She worked very hard with me to quote me a rate that would work for me. She did not rush me, instead she took her time comparing my present insurance with Farmers.
“Always going the extra mile.”
Melissa consistently provides prompt, professional, and courteous service each and every time. Always going the extra mile to ensure I understand each of my policy coverages.
“Never pushes for her own agenda.”
Melissa is like family to her clients! She respects the needs and requirements for any policy and never pushes for her own agenda.
GETTING STARTED
A Simple Way to Start the Conversation
Tell Us What Changed
Maybe you bought a home, changed vehicles, added a driver, started a family, or simply want another look at your current insurance. Start there.
Talk With a Personal Insurance Professional
Our team learns more about your situation, answers questions, and gathers the information needed to explore available options.
Review Your Options
We help explain the insurance options being considered so you can better understand the decisions in front of you.
Keep the Relationship Going
Insurance needs can continue changing. Our team remains available for questions, policy changes, renewals, ongoing service, and future coverage reviews.
ROOTED IN KATY. HERE FOR TEXAS.
Personal Insurance From Katy to Communities Across Texas
Echevarria Agency is based in Katy, Texas, and serves customers throughout the state.
Explore Our Service AreasKaty, Texas
Our local community
Nearby communities we serve
- Fulshear
- Cinco Ranch
- Richmond
- Rosenberg
Local relationships. Statewide reach.
Whether you live nearby or elsewhere in Texas, our goal remains the same: provide the personal attention and clear communication you would expect from a local agency.
COMMON QUESTIONS
Personal Insurance FAQs
What types of Personal Insurance does Echevarria Agency offer?
Our core Personal Insurance conversations include Auto, Homeowners, Life, Renters, Flood, and Umbrella Insurance, along with other personal coverage needs depending on your situation and available insurance options.
Can you review insurance I already have?
Yes. You do not need to be ready to switch insurance before requesting a coverage review. We can start by discussing what you currently have, what has changed, and the questions you want answered.
Can your team help me with more than one type of insurance?
Yes. Many households have multiple insurance needs, and reviewing related policies together can help create a broader picture of the household’s situation.
Do you provide Personal Insurance service in Spanish?
Yes. Echevarria Agency has team members who can assist customers with Personal Insurance conversations and ongoing service in Spanish.
Do I need to know exactly which policy I need before contacting you?
No. Tell us what you are trying to protect or what changed. Our team can help determine which insurance conversation makes sense.
Does Echevarria Agency serve customers outside Katy?
Yes. Echevarria Agency is based in Katy and serves customers throughout Texas.
START THE CONVERSATION
Let’s Make Sure Your
Insurance Still Fits Your Life
You do not need to know every insurance term or arrive knowing exactly which policy you need.
Tell us about your home, vehicles, family, what changed, or the questions you have.
We will start there.
Prefer to talk with someone? Call 281-697-6215.